One must compare interest rates and compare processing fee. It also important to compare the tenure. Higher tenure means lower equated monthly instalment (EMI) and vice versa. Disbursement of loans also take time. The interest rates on LAP are slightly higher than top-up loans. There is a difference of up to two percentage points between the two.
As per I-T laws, any payment from the NPS Trust to an assessee on closure of his account or on his opting out of the pension scheme to the extent it does not exceed 60% of the total amount payable is tax-free. Accordingly, out of the total amount payable to you, 60% of the amount received shall be exempt from tax.
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It is important to manage cash flow to maximize efficiency of a firm. Cash flow can be evaluated based on the type of cash flow and management ratios. Operating cash flow/CFO, type of cash flow, should be positive to attract the investors. If we assign a score of one on every parameter, then PV gets four out of four for its cash flow management.
They are frugal and economical and conservative in spending money, especially South Indiancs. Though there monthly spends look high, they are proportionate to their incomes. They bargain and look for the best deals. They give back part of their wealth to donation. One must also stay away from irrational gifting expenses.
Out of the total amount payable to you, 60% of the amount received shall be exempt from tax. Further, in case you choose to invest the balance 40% of the accumulated balance to purchase a life annuity from any life insurance company registered with the PFRDA, the entire residual lump sum amount received by you shall be considered exempt.
There are fixed deposits, which come with free life insurance without any medical check-up wherein the cover equals the FD amount (this is subject to time and age limit and maximum insured amount). On the other hand another FD option allows you opt for free medical consultation on a virtual platform, which is both comforting and safe.
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In order to get yourself covered under health insurance for COVID-19 hospitalization is that, the admission needs to prescribed by medical practioner, standard treatment guidelines should be followed, and line of treatment can only be carried out in the hospital. Incomplete documentation, unnecessary tests/medications for mild symptoms, non-disclosure of existing disease, domiciliary hospitalization are some reasons leading to rejection of claim.
With no major domestic macroeconomic data to be released this week, the equity market trend will be determined by global cues, pace of monsoon and the vaccination drive. The expiry of monthly derivatives contracts may add to volatility. The market is likely to continue in the consolidation phase for a short while.
Major cryptocurrencies including bitcoin have been trading in the red. Bitcoin is trading around its immediate support zones and analysts predict it to fall down till $30,000 in the coming days. Altcoins are also trading in the red as bitcoin dominance in the market has increased considerably since last month.
In the coming weeks, Nifty50 may move towards 16000/16200 levels while immediate support is intact at 15450 levels. On the technical chart, the Nifty index is still looking bullish for the long term as it has formed a Hammer candlestick pattern on the daily chart, which indicates a further upward move in the counter.
The Special Rapporteurs of the United Nations have written to the Government of India expressing serious concerns over the new IT rules notifies to regulate social media intermediaries, streaming platforms, and digital news media. The UN Special Rapporteurs urged India to withdraw, review and reconsider certain key aspects of the IT (Intermediary Guidelines and Digital Media Ethics Code) Rules 2021.
Chandigarh-based eSahayak is enabling users to generate and process all their government and legal documents right from their phone by just filling out a simple form. Launched in March 2021, eSahayak.io provides all government and legal documentation services to people in one
The Mumbai wing of NCB recently sought details from WazirX about an alleged drug dealer on its platform, but the cryptocurrency exchange said on Friday that the accused was not a WazirX user. On Tuesday, the NCB arrested Makarand Pardeep Adivirkar, aka Cryptoking, in Mumbai for allegedly using bitcoin to purchase LSD on the Dark Web in November.